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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,318 | $167,362-55.0% | $143,799-47.6% | $134,532-44.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -7.37% | 0.47%-7.8pp | -0.04%-7.3pp | 418.27%-425.6pp |
| Employer contribution / active EE | $16,680 | $5,620+196.8% | $4,952+236.8% | $4,741+251.8% |
| Participant deferral / active EE | $13,338 | $6,447+106.9% | $5,638+136.6% | $6,401+108.4% |
| Admin fee / account holder | $11,696 | $18,094-35.4% | $14,677-20.3% | $11,429+2.3% |