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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,668 | $172,111-1.4% | $150,298+12.9% | $137,256+23.6% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 19.40% | 69.37%-50.0pp | 62.79%-43.4pp | 220.34%-200.9pp |
| Employer contribution / active EE | $15,087 | $4,636+225.4% | $4,154+263.2% | $4,156+263.0% |
| Participant deferral / active EE | $14,618 | $6,166+137.1% | $5,453+168.1% | $6,407+128.2% |
| Admin fee / account holder | $1,492 | $16,471-90.9% | $14,116-89.4% | $12,270-87.8% |