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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,287 | $76,550-26.5% | $123,894-54.6% | $62,881-10.5% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 4.82% | 18.67%-13.9pp | 47.52%-42.7pp | 20.14%-15.3pp |
| Employer contribution / active EE | $1,027 | $2,882-64.4% | $4,617-77.7% | $2,281-55.0% |
| Participant deferral / active EE | $2,439 | $4,840-49.6% | $5,984-59.2% | $3,203-23.9% |
| Admin fee / account holder | $2,373 | $4,826-50.8% | $8,357-71.6% | $4,296-44.8% |