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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,031 | $82,133-61.0% | $147,318-78.3% | $64,097-50.0% |
| Participation rate | 27.9% | 62.3%-34.4pp | 82.1%-54.2pp | 55.2%-27.3pp |
| Annual return | 19.04% | 78.78%-59.7pp | 70.43%-51.4pp | 34.64%-15.6pp |
| Employer contribution / active EE | $888 | $2,872-69.1% | $4,593-80.7% | $1,891-53.0% |
| Participant deferral / active EE | $1,492 | $5,407-72.4% | $7,906-81.1% | $3,080-51.6% |
| Admin fee / account holder | $634 | $3,730-83.0% | $13,708-95.4% | $3,454-81.6% |