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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,235 | $113,338-68.9% | $94,993-62.9% | $147,585-76.1% |
| Participation rate | 100.0% | 78.0%+22.0pp | 73.9%+26.1pp | 82.8%+17.2pp |
| Annual return | 17.24% | 20.80%-3.6pp | 27.14%-9.9pp | 578.58%-561.3pp |
| Employer contribution / active EE | $8,401 | $3,160+165.8% | $2,603+222.7% | $4,876+72.3% |
| Participant deferral / active EE | $5,044 | $3,777+33.6% | $3,317+52.1% | $5,439-7.3% |
| Admin fee / account holder | $476 | $6,063-92.1% | $4,960-90.4% | $10,886-95.6% |