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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,417 | $65,367-30.5% | $92,915-51.1% | $72,976-37.8% |
| Participation rate | 59.0% | 68.3%-9.3pp | 76.0%-17.0pp | 69.5%-10.5pp |
| Annual return | 30.38% | 42.11%-11.7pp | 109.45%-79.1pp | 81.02%-50.6pp |
| Employer contribution / active EE | $2,469 | $2,594-4.8% | $3,653-32.4% | $2,440+1.2% |
| Participant deferral / active EE | $6,161 | $3,128+96.9% | $4,238+45.4% | $3,608+70.8% |
| Admin fee / account holder | $3,422 | $4,251-19.5% | $5,796-41.0% | $5,124-33.2% |