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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,016 | $93,598+12.2% | $135,974-22.8% | $75,173+39.7% |
| Participation rate | 65.9% | 75.2%-9.3pp | 81.9%-16.0pp | 67.2%-1.3pp |
| Annual return | 21.46% | 30.89%-9.4pp | 68.30%-46.8pp | 160.72%-139.3pp |
| Employer contribution / active EE | $2,802 | $3,538-20.8% | $4,859-42.3% | $2,671+4.9% |
| Participant deferral / active EE | $5,215 | $6,405-18.6% | $7,760-32.8% | $4,126+26.4% |
| Admin fee / account holder | $4,165 | $6,978-40.3% | $10,767-61.3% | $5,651-26.3% |