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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,745 | $117,846-54.4% | $102,434-47.5% | $145,884-63.2% |
| Participation rate | 33.3% | 78.6%-45.3pp | 76.5%-43.2pp | 80.3%-47.0pp |
| Annual return | 10.41% | 31.90%-21.5pp | 29.46%-19.0pp | 551.85%-541.4pp |
| Employer contribution / active EE | $1,055 | $3,615-70.8% | $3,023-65.1% | $4,662-77.4% |
| Participant deferral / active EE | $1,803 | $5,733-68.5% | $5,055-64.3% | $6,690-73.0% |
| Admin fee / account holder | $51,381 | $13,356+284.7% | $9,462+443.0% | $13,392+283.7% |