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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,940 | $92,766+70.3% | $82,763+90.8% | $134,545+17.4% |
| Participation rate | 70.0% | 75.2%-5.2pp | 72.6%-2.6pp | 81.2%-11.2pp |
| Annual return | -15.34% | 946.97%-962.3pp | 702.45%-717.8pp | 418.37%-433.7pp |
| Employer contribution / active EE | $2,569 | $3,273-21.5% | $3,008-14.6% | $4,742-45.8% |
| Participant deferral / active EE | $7,083 | $4,802+47.5% | $4,395+61.2% | $6,401+10.6% |
| Admin fee / account holder | $315 | $5,978-94.7% | $5,325-94.1% | $11,431-97.2% |