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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,574 | $162,812-40.7% | $133,971-27.9% | $158,966-39.2% |
| Participation rate | 76.5% | 83.2%-6.8pp | 79.8%-3.4pp | 82.0%-5.5pp |
| Annual return | 18.75% | 41.94%-23.2pp | 45.09%-26.3pp | 302.95%-284.2pp |
| Employer contribution / active EE | $3,164 | $4,976-36.4% | $3,919-19.3% | $4,762-33.6% |
| Participant deferral / active EE | $7,682 | $5,910+30.0% | $5,047+52.2% | $5,983+28.4% |
| Admin fee / account holder | $1,104 | $11,741-90.6% | $8,929-87.6% | $11,250-90.2% |