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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,969 | $124,330-64.6% | $109,173-59.7% | $167,536-73.8% |
| Participation rate | 54.5% | 79.5%-24.9pp | 75.9%-21.3pp | 82.1%-27.6pp |
| Annual return | 14.69% | 26.04%-11.4pp | 25.75%-11.1pp | 478.82%-464.1pp |
| Employer contribution / active EE | $3,664 | $4,209-13.0% | $3,723-1.6% | $4,839-24.3% |
| Participant deferral / active EE | $2,320 | $5,256-55.9% | $4,654-50.2% | $6,342-63.4% |
| Admin fee / account holder | $20 | $7,974-99.7% | $6,755-99.7% | $12,315-99.8% |