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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 13-3646501 | Recordkeeping | $756 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,225 | $43,133+113.8% | $89,435+3.1% | $73,497+25.5% |
| Participation rate | 42.5% | 55.0%-12.5pp | 68.0%-25.5pp | 70.7%-28.2pp |
| Annual return | 17.29% | 135.66%-118.4pp | 245.55%-228.3pp | 28.51%-11.2pp |
| Employer contribution / active EE | $1,897 | $1,438+31.9% | $2,587-26.7% | $2,270-16.4% |
| Participant deferral / active EE | $3,181 | $2,445+30.1% | $3,890-18.2% | $3,740-14.9% |
| Admin fee / account holder | $25 | $444-94.4% | $4,884-99.5% | $513-95.2% |