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| Provider | Service type | Compensation |
|---|---|---|
RBC WEALTH MANAGEMENT10+ years Service code 27 · EIN 41-1416330 | Advisory (Plan) | $120,765 |
THE VANGUARD GROUP, INC.10+ years Filed as: THE VANGUARD GROUP Service code 15 · EIN 23-1945930 | Recordkeeping | $2,020 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,915 | $79,089+204.6% | $100,392+140.0% | $74,459+223.6% |
| Participation rate | 100.0% | 79.4%+20.6pp | 81.5%+18.5pp | 67.2%+32.8pp |
| Annual return | 14.86% | 20.61%-5.8pp | 49.45%-34.6pp | 1369.70%-1354.8pp |
| Employer contribution / active EE | $4,624 | $3,015+53.4% | $3,941+17.3% | $2,626+76.1% |
| Participant deferral / active EE | $12,334 | $7,747+59.2% | $8,090+52.5% | $4,350+183.6% |
| Admin fee / account holder | $422 | $1,336-68.4% | $7,904-94.7% | $1,945-78.3% |