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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,900 | $198,457-53.7% | $170,435-46.1% | $147,586-37.7% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 20.73% | 257.30%-236.6pp | 205.94%-185.2pp | 578.59%-557.9pp |
| Employer contribution / active EE | $4,787 | $6,183-22.6% | $5,432-11.9% | $4,876-1.8% |
| Participant deferral / active EE | $5,302 | $5,629-5.8% | $4,939+7.3% | $5,439-2.5% |
| Admin fee / account holder | $17,912 | $16,852+6.3% | $13,881+29.0% | $10,886+64.5% |