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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,134 | $96,691-64.7% | $86,656-60.6% | $139,487-75.5% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 6.60% | 106.87%-100.3pp | 593.09%-586.5pp | 373.84%-367.2pp |
| Employer contribution / active EE | $2,639 | $3,267-19.2% | $3,025-12.8% | $4,755-44.5% |
| Participant deferral / active EE | $3,128 | $4,838-35.3% | $4,439-29.5% | $6,713-53.4% |
| Admin fee / account holder | $64,564 | $6,414+906.6% | $5,619+1049.1% | $11,407+466.0% |