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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,778 | $110,379+37.5% | $102,412+48.2% | $145,884+4.0% |
| Participation rate | 52.4% | 77.9%-25.5pp | 74.5%-22.1pp | 80.3%-27.9pp |
| Annual return | 12.38% | 24.84%-12.5pp | 24.94%-12.6pp | 551.85%-539.5pp |
| Employer contribution / active EE | $0 | $4,216-100.0% | $3,870-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $5,021 | $5,622-10.7% | $5,060-0.8% | $6,690-24.9% |
| Admin fee / account holder | $2,756 | $9,745-71.7% | $8,388-67.1% | $13,392-79.4% |