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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,826 | $111,535+47.8% | $105,223+56.6% | $137,256+20.1% |
| Participation rate | 50.0% | 78.1%-28.1pp | 75.0%-25.0pp | 80.0%-30.0pp |
| Annual return | 14.50% | 237.85%-223.4pp | 180.65%-166.1pp | 220.34%-205.8pp |
| Employer contribution / active EE | $0 | $3,939-100.0% | $3,689-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $4,698 | $5,500-14.6% | $5,072-7.4% | $6,407-26.7% |
| Admin fee / account holder | $15,683 | $9,721+61.3% | $8,859+77.0% | $12,270+27.8% |