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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,246 | $49,199+18.4% | $121,210-51.9% | $75,177-22.5% |
| Participation rate | 94.1% | 55.4%+38.7pp | 69.5%+24.6pp | 67.2%+26.9pp |
| Annual return | 10.19% | 56.04%-45.9pp | 987.41%-977.2pp | 160.75%-150.6pp |
| Employer contribution / active EE | $1,949 | $1,547+26.0% | $4,171-53.3% | $2,671-27.0% |
| Participant deferral / active EE | $4,035 | $2,630+53.4% | $4,084-1.2% | $4,126-2.2% |
| Admin fee / account holder | $6,510 | $3,946+65.0% | $5,647+15.3% | $5,651+15.2% |