Retirement plan

G & E & HOCKERS 401K PLAN

Name: G & E, INC. - G & E & HOCKERS 401K PLAN (2015) Form 5500
Creator: G & E, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, G & E & HOCKERS 401K PLAN, G & E, INC.

G & E, INC.EIN 51-0123142Plan #002PY 2015

P.O. BOX 930, CEDAR NECK ROAD - OCEAN VIEW, DE 199700930302-539-9662

Other plans on this EIN

1 filing

#003Retirement--

Prospect flagsLow participant contributionLow fidelity bond

How to read this page

Total assets (EOY)

$4.1M

No prior year

Total participants

No prior year

Average account balance

$46,268

No prior year

Annual return

-1.05%

No prior year

Benchmarks

See 8,867 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants25-99

Cohort8,867 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$6.11M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$38K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

162

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$172K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$1K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+19.55%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$143

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
GARCIA, GARMAN & SHEA PC1+ years Filed as: GARCIA GARMAN & SHEA PS Service code 10 · EIN 23-2871804 216 S EIGHTH STREET · LEBANON, PA 17042	Accounting	$7,200
ALLIANCE PENSION CONSULTANTS, LLC1+ years Filed as: THE PENSION ALLIANCE Service code 13 · EIN 25-1759623 4000 CRUMS MILL ROAD, SUITE 102 · HARRISBURG, PA 17112	Contract Administrator	$5,161
MASSACHUSETTS MUTUAL LIFE INS. CO.1+ years Filed as: MASS MUTUAL Service code 15 · EIN 04-1590850	Recordkeeping	$4,395

Plan features & details

Pension benefit codes2E2H2J3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2H
Partial participant-directed account plan
Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$10K

$141 / participant

Contract admin$10K100.0%

% of EOY assets

0.232%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: GARCIA, GARMAN & SHEA, PC
Auditor EIN: 232871804
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$46,268

$45,566+1.5%

$64,105-27.8%

$59,633-22.4%

Participation rate

98.5%

60.2%+38.4pp

68.2%+30.4pp

68.7%+29.9pp

Annual return

-1.05%

4.95%-6.0pp

791.24%-792.3pp

2041.45%-2042.5pp

Employer contribution / active EE

$515

$934-44.9%

$1,820-71.7%

$2,203-76.6%

Participant deferral / active EE

$441

$2,057-78.6%

$2,822-84.4%

$3,192-86.2%

Admin fee / account holder

$107

$3,268-96.7%

$4,499-97.6%

$4,297-97.5%

Provider

Service type

Compensation

GARCIA, GARMAN & SHEA PC1+ years

Filed as: GARCIA GARMAN & SHEA PS

Service code 10 · EIN 23-2871804

216 S EIGHTH STREET · LEBANON, PA 17042

Accounting

$7,200

ALLIANCE PENSION CONSULTANTS, LLC1+ years

Filed as: THE PENSION ALLIANCE

Service code 13 · EIN 25-1759623

4000 CRUMS MILL ROAD, SUITE 102 · HARRISBURG, PA 17112

Contract Administrator

$5,161

MASSACHUSETTS MUTUAL LIFE INS. CO.1+ years

Filed as: MASS MUTUAL

Service code 15 · EIN 04-1590850

Recordkeeping

$4,395

G & E & HOCKERS 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

G & E & HOCKERS 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion