Retirement plan

T.G. ADAMS & SONS, INC. 401(K) PROFIT SHARING PLAN

Name: T.G. ADAMS & SONS, INC. - T.G. ADAMS & SONS, INC. 401(K) PROFIT SHARING PLAN (2015) Form 5500
Creator: T.G. ADAMS & SONS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, T.G. ADAMS & SONS, INC. 401(K) PROFIT SHARING PLAN, T.G. ADAMS & SONS, INC.

T.G. ADAMS & SONS, INC.EIN 51-0106782Plan #002PY 2015

P.O. BOX 367, RAILROAD AVE. - BRIDGEVILLE, DE 19933302-337-8281LinkedIn11-50 employeesfarming

Prospect flagsLow participationLow participant contribution

How to read this page

Total assets (EOY)

$367K

No prior year

Total participants

No prior year

Average account balance

$52,480

No prior year

Annual return

-3.07%

No prior year

Benchmarks

See 18,780 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants<25

Cohort18,780 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.14M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$95K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

92.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$71K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.62%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$52,480

$113,941-53.9%

$94,229-44.3%

$125,389-58.1%

Participation rate

63.6%

82.9%-19.3pp

78.8%-15.1pp

83.2%-19.6pp

Annual return

-3.07%

5.29%-8.4pp

10.68%-13.8pp

282.24%-285.3pp

Employer contribution / active EE

$922

$4,727-80.5%

$3,587-74.3%

$4,866-81.1%

Participant deferral / active EE

$1,418

$5,179-72.6%

$4,320-67.2%

$5,352-73.5%

Admin fee / account holder

$8,392-100.0%

$6,269-100.0%

$9,541-100.0%

T.G. ADAMS & SONS, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

T.G. ADAMS & SONS, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Audit opinion

Benchmarks

Service providers

Opportunity flags

Audit opinion