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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $501,148 | $160,028+213.2% | $147,080+240.7% | $145,884+243.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.96% | 98.60%-86.6pp | 420.17%-408.2pp | 551.85%-539.9pp |
| Employer contribution / active EE | $11,520 | $5,286+118.0% | $4,933+133.5% | $4,662+147.1% |
| Participant deferral / active EE | $12,336 | $8,422+46.5% | $8,066+52.9% | $6,690+84.4% |
| Admin fee / account holder | $2,425 | $15,030-83.9% | $12,989-81.3% | $13,392-81.9% |