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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,977 | $106,524-4.3% | $152,301-33.0% | $87,485+16.6% |
| Participation rate | 74.3% | 75.8%-1.5pp | 82.4%-8.2pp | 68.9%+5.4pp |
| Annual return | 9.93% | 26.89%-17.0pp | 80.50%-70.6pp | 26.06%-16.1pp |
| Employer contribution / active EE | $1,069 | $3,371-68.3% | $4,624-76.9% | $2,596-58.8% |
| Participant deferral / active EE | $6,623 | $6,525+1.5% | $8,004-17.3% | $4,274+55.0% |
| Admin fee / account holder | $45,864 | $8,287+453.5% | $14,398+218.5% | $7,775+489.9% |