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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,178 | $102,422+21.2% | $147,117-15.6% | $80,959+53.4% |
| Participation rate | 75.8% | 75.9%-0.1pp | 82.2%-6.4pp | 67.7%+8.1pp |
| Annual return | 8.82% | 135.16%-126.3pp | 420.54%-411.7pp | 35.67%-26.8pp |
| Employer contribution / active EE | $1,054 | $3,717-71.7% | $4,932-78.6% | $2,757-61.8% |
| Participant deferral / active EE | $6,399 | $6,652-3.8% | $8,065-20.6% | $4,300+48.8% |
| Admin fee / account holder | $5,600 | $7,953-29.6% | $12,993-56.9% | $6,925-19.1% |