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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,977 | $106,749-4.5% | $145,433-29.9% | $82,448+23.7% |
| Participation rate | 74.3% | 75.6%-1.4pp | 82.1%-7.8pp | 68.1%+6.2pp |
| Annual return | 9.93% | 27.59%-17.7pp | 66.58%-56.6pp | 41.64%-31.7pp |
| Employer contribution / active EE | $1,069 | $3,444-69.0% | $4,554-76.5% | $2,551-58.1% |
| Participant deferral / active EE | $6,623 | $6,519+1.6% | $7,897-16.1% | $4,139+60.0% |
| Admin fee / account holder | $45,864 | $8,390+446.7% | $13,129+249.3% | $7,234+534.0% |