Retirement plan

403(B) THRIFT PLAN OF UNITED WAY OF DELAWARE, INC UNITED WAY OF DELAWARE, INC

Name: UNITED WAY OF DELAWARE, INC. - 403(B) THRIFT PLAN OF UNITED WAY OF DELAWARE, INC UNITED WAY OF DELAWARE, INC (2017) Form 5500
Creator: UNITED WAY OF DELAWARE, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, 403(B) THRIFT PLAN OF UNITED WAY OF DELAWARE, INC UNITED WAY OF DELAWARE, INC, UNITED WAY OF DELAWARE, INC.

UNITED WAY OF DELAWARE, INC.EIN 51-0073399Plan #002PY 2017

625 N ORANGE ST FL 3 - WILMINGTON, DE 19801302-573-3700

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$1.8M

+43.5% from 2016

Total participants

+1.5% from 2016

Average account balance

$27,818

+45.7% from 2016

Annual return

61.88%

+61.42 pp from 2016

Benchmarks

See 7,912 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants25-99

Cohort7,912 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.16M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$49K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

79.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$92K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$1K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.77%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$12054

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2L2G2T

Plan features

2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$497K

$14625 / participant

Other / not subdivided$497K100.0%

% of EOY assets

27.084%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$27,818

$53,128-47.6%

$86,582-67.9%

$70,126-60.3%

Participation rate

94.1%

65.3%+28.8pp

73.5%+20.6pp

69.5%+24.6pp

Annual return

61.88%

27.66%+34.2pp

965.08%-903.2pp

73.15%-11.3pp

Employer contribution / active EE

$2,793

$2,068+35.0%

$2,839-1.7%

$2,343+19.2%

Participant deferral / active EE

$4,897

$2,695+81.7%

$3,609+35.7%

$3,332+47.0%

Admin fee / account holder

$7,534

$3,584+110.2%

$4,904+53.6%

$4,645+62.2%

403(B) THRIFT PLAN OF UNITED WAY OF DELAWARE, INC UNITED WAY OF DELAWARE, INC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

403(B) THRIFT PLAN OF UNITED WAY OF DELAWARE, INC UNITED WAY OF DELAWARE, INC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion