Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,706 | $77,908-14.4% | $149,696-55.4% | $75,173-11.3% |
| Participation rate | 48.3% | 65.6%-17.3pp | 78.8%-30.5pp | 67.2%-18.9pp |
| Annual return | 12.89% | 31.73%-18.8pp | 134.46%-121.6pp | 160.72%-147.8pp |
| Employer contribution / active EE | $948 | $3,138-69.8% | $4,821-80.3% | $2,671-64.5% |
| Participant deferral / active EE | $2,366 | $3,411-30.6% | $5,682-58.4% | $4,126-42.7% |
| Admin fee / account holder | $3,877 | $5,950-34.8% | $13,212-70.7% | $5,651-31.4% |