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| Provider | Service type | Compensation |
|---|---|---|
DRAVO BAY LLC1 year Service code 26 · EIN 83-1605610 | Advisory (Participants) | $10,322 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $2,270 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,270 | $52,967-41.0% | $172,753-81.9% | $65,186-52.0% |
| Participation rate | 39.5% | 66.2%-26.7pp | 82.6%-43.1pp | 70.2%-30.7pp |
| Annual return | 18.71% | 30.12%-11.4pp | 803.00%-784.3pp | 29.39%-10.7pp |
| Employer contribution / active EE | $547 | $2,190-75.0% | $5,144-89.4% | $2,177-74.9% |
| Participant deferral / active EE | $1,121 | $2,471-54.6% | $5,198-78.4% | $3,514-68.1% |
| Admin fee / account holder | $278 | $472-41.2% | $13,956-98.0% | $847-67.2% |