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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,067 | $93,182+75.0% | $146,647+11.2% | $79,389+105.4% |
| Participation rate | 100.0% | 76.4%+23.6pp | 80.1%+19.9pp | 70.7%+29.3pp |
| Annual return | 7.51% | 21.61%-14.1pp | 22.75%-15.2pp | 116.89%-109.4pp |
| Employer contribution / active EE | $4,494 | $2,420+85.7% | $4,137+8.6% | $2,428+85.1% |
| Participant deferral / active EE | $5,807 | $4,169+39.3% | $5,506+5.5% | $4,046+43.5% |
| Admin fee / account holder | $10,059 | $585+1619.4% | $10,281-2.2% | $626+1505.8% |