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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,195 | $56,200+14.2% | $67,653-5.1% | $59,633+7.6% |
| Participation rate | 97.4% | 71.5%+26.0pp | 75.7%+21.8pp | 68.7%+28.8pp |
| Annual return | -0.08% | 18506.71%-18506.8pp | 6625.22%-6625.3pp | 2041.40%-2041.5pp |
| Employer contribution / active EE | $5,456 | $1,615+237.9% | $2,266+140.8% | $2,203+147.7% |
| Participant deferral / active EE | $4,221 | $2,843+48.5% | $3,560+18.6% | $3,192+32.3% |
| Admin fee / account holder | $2,352 | $3,959-40.6% | $4,821-51.2% | $4,297-45.3% |