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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,263 | $165,381-18.8% | $149,730-10.3% | $158,966-15.5% |
| Participation rate | 92.3% | 84.6%+7.7pp | 82.5%+9.8pp | 82.0%+10.3pp |
| Annual return | 17.34% | 348.29%-330.9pp | 276.70%-259.4pp | 302.95%-285.6pp |
| Employer contribution / active EE | $1,392 | $5,104-72.7% | $4,645-70.0% | $4,762-70.8% |
| Participant deferral / active EE | $16,302 | $7,182+127.0% | $6,843+138.2% | $5,983+172.5% |
| Admin fee / account holder | $945 | $10,809-91.3% | $9,310-89.9% | $11,250-91.6% |