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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,500 | $176,794+10.0% | $146,647+32.6% | $167,553+16.1% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 21.47% | 24.04%-2.6pp | 22.75%-1.3pp | 478.89%-457.4pp |
| Employer contribution / active EE | $5,218 | $5,161+1.1% | $4,137+26.1% | $4,840+7.8% |
| Participant deferral / active EE | $8,616 | $6,440+33.8% | $5,506+56.5% | $6,343+35.8% |
| Admin fee / account holder | $12,363 | $13,262-6.8% | $10,281+20.3% | $12,316+0.4% |