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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,666 | $166,268+35.7% | $165,100+36.7% | $145,897+54.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 15.41% | 100.52%-85.1pp | 70.21%-54.8pp | 552.29%-536.9pp |
| Employer contribution / active EE | $3,273 | $5,284-38.1% | $4,348-24.7% | $4,663-29.8% |
| Participant deferral / active EE | $14,383 | $6,964+106.5% | $6,035+138.3% | $6,689+115.0% |
| Admin fee / account holder | $6,022 | $16,659-63.9% | $12,696-52.6% | $13,390-55.0% |