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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,769 | $162,136-24.3% | $152,301-19.4% | $154,746-20.7% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 11.14% | 91.02%-79.9pp | 80.50%-69.4pp | 172.34%-161.2pp |
| Employer contribution / active EE | $2,545 | $4,890-48.0% | $4,624-45.0% | $4,379-41.9% |
| Participant deferral / active EE | $6,954 | $8,341-16.6% | $8,004-13.1% | $6,730+3.3% |
| Admin fee / account holder | $93,256 | $15,759+491.7% | $14,398+547.7% | $14,365+549.2% |