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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,520 | $160,028-25.9% | $147,080-19.4% | $145,884-18.8% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.2pp | 80.3%+3.0pp |
| Annual return | 10.39% | 98.60%-88.2pp | 420.17%-409.8pp | 551.85%-541.5pp |
| Employer contribution / active EE | $26,065 | $5,286+393.1% | $4,933+428.3% | $4,662+459.1% |
| Participant deferral / active EE | $15,433 | $8,422+83.3% | $8,066+91.3% | $6,690+130.7% |
| Admin fee / account holder | $7,137 | $15,030-52.5% | $12,989-45.1% | $13,392-46.7% |