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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,798 | $102,429+153.6% | $147,096+76.6% | $80,925+221.0% |
| Participation rate | 94.9% | 75.9%+19.0pp | 82.2%+12.7pp | 67.7%+27.2pp |
| Annual return | 10.39% | 135.02%-124.6pp | 419.75%-409.4pp | 35.65%-25.3pp |
| Employer contribution / active EE | $10,303 | $3,716+177.3% | $4,936+108.7% | $2,756+273.8% |
| Participant deferral / active EE | $8,049 | $6,649+21.1% | $8,071-0.3% | $4,299+87.2% |
| Admin fee / account holder | $3,188 | $7,957-59.9% | $13,005-75.5% | $6,940-54.1% |