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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,165 | $93,345-83.8% | $119,126-87.3% | $87,485-82.7% |
| Participation rate | 100.0% | 68.7%+31.3pp | 75.8%+24.2pp | 68.9%+31.1pp |
| Annual return | 14.68% | 19.08%-4.4pp | 282.11%-267.4pp | 26.06%-11.4pp |
| Employer contribution / active EE | $2,618 | $3,172-17.5% | $4,034-35.1% | $2,596+0.8% |
| Participant deferral / active EE | $1,511 | $4,099-63.1% | $5,318-71.6% | $4,274-64.6% |
| Admin fee / account holder | $1,522 | $8,039-81.1% | $10,693-85.8% | $7,775-80.4% |