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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,503 | $85,171-40.7% | $172,752-70.8% | $72,975-30.8% |
| Participation rate | 86.3% | 70.1%+16.3pp | 82.6%+3.7pp | 69.5%+16.8pp |
| Annual return | 19.68% | 27.32%-7.6pp | 802.97%-783.3pp | 81.01%-61.3pp |
| Employer contribution / active EE | $872 | $3,324-73.8% | $5,144-83.1% | $2,440-64.3% |
| Participant deferral / active EE | $2,646 | $3,260-18.8% | $5,198-49.1% | $3,608-26.6% |
| Admin fee / account holder | $4,079 | $5,880-30.6% | $13,955-70.8% | $5,124-20.4% |