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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,118 | $60,128-28.3% | $90,440-52.3% | $79,852-46.0% |
| Participation rate | 73.1% | 65.0%+8.1pp | 72.7%+0.4pp | 69.6%+3.4pp |
| Annual return | 27.08% | 71.95%-44.9pp | 1294.38%-1267.3pp | 31.72%-4.6pp |
| Employer contribution / active EE | $1,415 | $2,068-31.6% | $3,263-56.6% | $2,471-42.7% |
| Participant deferral / active EE | $2,160 | $2,939-26.5% | $3,964-45.5% | $3,740-42.3% |
| Admin fee / account holder | $8,621 | $3,977+116.8% | $5,615+53.5% | $5,306+62.5% |