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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,366 | $198,457-33.8% | $170,435-22.9% | $147,586-11.0% |
| Participation rate | 94.1% | 88.0%+6.1pp | 83.6%+10.5pp | 82.8%+11.3pp |
| Annual return | 17.88% | 257.30%-239.4pp | 205.94%-188.1pp | 578.59%-560.7pp |
| Employer contribution / active EE | $6,580 | $6,183+6.4% | $5,432+21.1% | $4,876+34.9% |
| Participant deferral / active EE | $6,485 | $5,629+15.2% | $4,939+31.3% | $5,439+19.2% |
| Admin fee / account holder | $9,473 | $16,852-43.8% | $13,881-31.8% | $10,886-13.0% |