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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,767 | $77,814-57.9% | $158,223-79.3% | $86,983-62.3% |
| Participation rate | 91.7% | 68.4%+23.3pp | 79.2%+12.5pp | 69.5%+22.1pp |
| Annual return | 12.28% | 30.54%-18.3pp | 52.09%-39.8pp | 25.83%-13.6pp |
| Employer contribution / active EE | $715 | $2,592-72.4% | $4,109-82.6% | $2,584-72.4% |
| Participant deferral / active EE | $2,231 | $3,270-31.8% | $5,467-59.2% | $4,194-46.8% |
| Admin fee / account holder | $2,214 | $5,879-62.3% | $16,047-86.2% | $7,856-71.8% |