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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,106 | $82,630-67.2% | $64,105-57.7% | $125,388-78.4% |
| Participation rate | 100.0% | 75.9%+24.1pp | 68.2%+31.8pp | 83.2%+16.8pp |
| Annual return | -0.81% | 1489.72%-1490.5pp | 791.24%-792.0pp | 282.24%-283.0pp |
| Employer contribution / active EE | $1,706 | $2,671-36.1% | $1,820-6.3% | $4,866-64.9% |
| Participant deferral / active EE | $5,221 | $3,608+44.7% | $2,822+85.0% | $5,352-2.4% |
| Admin fee / account holder | $2,080 | $6,382-67.4% | $4,499-53.8% | $9,541-78.2% |