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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,836 | $201,370-34.5% | $184,256-28.4% | $145,897-9.6% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 8.02% | 29.05%-21.0pp | 28.85%-20.8pp | 552.29%-544.3pp |
| Employer contribution / active EE | $4,260 | $7,024-39.4% | $6,427-33.7% | $4,663-8.6% |
| Participant deferral / active EE | $7,848 | $9,808-20.0% | $9,133-14.1% | $6,689+17.3% |
| Admin fee / account holder | $16,841 | $16,364+2.9% | $13,899+21.2% | $13,390+25.8% |