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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,405 | $202,342-38.5% | $172,752-28.0% | $152,897-18.6% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 18.94% | 1029.83%-1010.9pp | 802.97%-784.0pp | 345.43%-326.5pp |
| Employer contribution / active EE | $1,696 | $5,858-71.0% | $5,144-67.0% | $4,764-64.4% |
| Participant deferral / active EE | $8,800 | $5,948+47.9% | $5,198+69.3% | $5,851+50.4% |
| Admin fee / account holder | $935 | $17,111-94.5% | $13,955-93.3% | $11,599-91.9% |