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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,616 | $106,008-52.3% | $92,240-45.1% | $147,586-65.7% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 22.68% | 50.05%-27.4pp | 176.29%-153.6pp | 578.59%-555.9pp |
| Employer contribution / active EE | $1,595 | $4,333-63.2% | $3,680-56.7% | $4,876-67.3% |
| Participant deferral / active EE | $3,641 | $4,478-18.7% | $3,897-6.6% | $5,439-33.0% |
| Admin fee / account holder | $670 | $6,333-89.4% | $5,194-87.1% | $10,886-93.8% |