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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,902 | $67,606-61.7% | $82,313-68.5% | $70,124-63.1% |
| Participation rate | 91.4% | 72.8%+18.7pp | 76.9%+14.5pp | 69.5%+21.9pp |
| Annual return | 8.95% | 21.57%-12.6pp | 25.88%-16.9pp | 73.14%-64.2pp |
| Employer contribution / active EE | $3,216 | $1,755+83.3% | $2,428+32.4% | $2,342+37.3% |
| Participant deferral / active EE | $8,094 | $2,987+171.0% | $3,706+118.4% | $3,332+142.9% |
| Admin fee / account holder | $21,481 | $4,512+376.1% | $5,608+283.1% | $4,645+362.4% |