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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,723 | $106,923+130.7% | $84,023+193.6% | $152,909+61.4% |
| Participation rate | 100.0% | 75.3%+24.7pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 5.63% | 105.02%-99.4pp | 71.32%-65.7pp | 345.46%-339.8pp |
| Employer contribution / active EE | $8,247 | $2,735+201.5% | $1,984+315.7% | $4,764+73.1% |
| Participant deferral / active EE | $8,295 | $4,013+106.7% | $3,239+156.1% | $5,851+41.8% |
| Admin fee / account holder | $20,110 | $8,289+142.6% | $6,102+229.6% | $11,601+73.4% |