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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,210 | $107,368-47.6% | $92,915-39.5% | $152,909-63.2% |
| Participation rate | 69.2% | 79.8%-10.6pp | 76.0%-6.8pp | 82.5%-13.2pp |
| Annual return | 23.87% | 145.64%-121.8pp | 109.45%-85.6pp | 345.46%-321.6pp |
| Employer contribution / active EE | $1,470 | $4,222-65.2% | $3,653-59.8% | $4,764-69.1% |
| Participant deferral / active EE | $3,596 | $4,848-25.8% | $4,238-15.1% | $5,851-38.5% |
| Admin fee / account holder | $195 | $7,082-97.3% | $5,796-96.6% | $11,601-98.3% |