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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,036 | $150,447-11.6% | $136,298-2.4% | $147,586-9.9% |
| Participation rate | 66.7% | 84.4%-17.8pp | 81.9%-15.3pp | 82.8%-16.2pp |
| Annual return | 16.47% | 1049.15%-1032.7pp | 5156.27%-5139.8pp | 578.59%-562.1pp |
| Employer contribution / active EE | $2,879 | $5,256-45.2% | $4,696-38.7% | $4,876-41.0% |
| Participant deferral / active EE | $8,984 | $6,631+35.5% | $6,247+43.8% | $5,439+65.2% |
| Admin fee / account holder | $16,158 | $10,906+48.2% | $9,244+74.8% | $10,886+48.4% |