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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,038 | $78,690-5.9% | $161,489-54.2% | $87,485-15.4% |
| Participation rate | 98.0% | 67.5%+30.5pp | 78.7%+19.3pp | 68.9%+29.1pp |
| Annual return | 9.56% | 32.74%-23.2pp | 89.72%-80.2pp | 26.06%-16.5pp |
| Employer contribution / active EE | $4,210 | $2,588+62.7% | $4,268-1.4% | $2,596+62.2% |
| Participant deferral / active EE | $4,324 | $3,311+30.6% | $5,630-23.2% | $4,274+1.2% |
| Admin fee / account holder | $1,706 | $6,724-74.6% | $16,006-89.3% | $7,775-78.1% |