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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,038 | $76,407-3.1% | $150,298-50.7% | $82,448-10.2% |
| Participation rate | 98.0% | 66.4%+31.6pp | 77.8%+20.2pp | 68.1%+29.9pp |
| Annual return | 9.56% | 39.99%-30.4pp | 62.79%-53.2pp | 41.64%-32.1pp |
| Employer contribution / active EE | $4,210 | $2,614+61.1% | $4,154+1.4% | $2,551+65.1% |
| Participant deferral / active EE | $4,324 | $3,214+34.5% | $5,453-20.7% | $4,139+4.5% |
| Admin fee / account holder | $1,706 | $6,352-73.1% | $14,116-87.9% | $7,234-76.4% |