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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,038 | $86,050-14.0% | $189,758-61.0% | $94,015-21.2% |
| Participation rate | 98.0% | 68.9%+29.1pp | 79.8%+18.2pp | 70.8%+27.2pp |
| Annual return | 9.56% | 17.77%-8.2pp | 52.62%-43.1pp | 17.84%-8.3pp |
| Employer contribution / active EE | $4,210 | $2,819+49.3% | $4,767-11.7% | $2,790+50.9% |
| Participant deferral / active EE | $4,324 | $3,349+29.1% | $5,856-26.2% | $4,249+1.8% |
| Admin fee / account holder | $1,706 | $6,627-74.3% | $20,388-91.6% | $8,951-80.9% |