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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,071 | $97,732+142.6% | $83,831+182.8% | $135,380+75.1% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -9.78% | 1287.56%-1297.3pp | 850.99%-860.8pp | 519.81%-529.6pp |
| Employer contribution / active EE | $5,000 | $4,222+18.4% | $3,631+37.7% | $4,779+4.6% |
| Participant deferral / active EE | $10,780 | $4,683+130.2% | $4,082+164.1% | $5,609+92.2% |
| Admin fee / account holder | $1,345 | $6,675-79.9% | $5,479-75.5% | $10,828-87.6% |