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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,889 | $95,917-53.2% | $79,583-43.6% | $134,545-66.6% |
| Participation rate | 60.0% | 75.0%-15.0pp | 69.5%-9.5pp | 81.2%-21.2pp |
| Annual return | -18.92% | -2.70%-16.2pp | 0.16%-19.1pp | 418.37%-437.3pp |
| Employer contribution / active EE | $4,098 | $3,129+31.0% | $2,414+69.8% | $4,742-13.6% |
| Participant deferral / active EE | $10,112 | $4,694+115.4% | $3,986+153.7% | $6,401+58.0% |
| Admin fee / account holder | $635 | $9,132-93.0% | $6,835-90.7% | $11,431-94.4% |